translated from Spanish: Procrear: How to enroll in the housing credit plan?

The Procrear plan was relaunched this week. This new stage envisages an investment of $25 billion in nine lines of credit. The schedule is now available and two of them, microcredits and refaction already have the bases and conditions and the open registration. To register, interested parties can do so through the official website of the program: https://www.argentina.gob.ar/habitat/procrear .
Improvement with microcredits
Improvements with microcredits for spare parts will be 120,000 credits with a country-wide reach at a fixed interest rate of 24% and 50 thousand pesos of amount. The line is oriented to «enable access to credit to improve the housing conditions of the houses (isolated, termination of wet cores, floors, carpentry, painting, gas, sanitary or electrical installations)». Requirements
Be Argentinian, natural or option-by-option, or foreign with permanent residence.
Have a current National Identity Document.
The household must have income from formal work, Retirements and/or Pensions.
The sum of household income on a net monthly basis must be in the range of one and a half (1.5) and eight (8) SMVyM units (minimum living and mobile wage) at the time of enrollment.
Not being inhibited.
Be between eighteen (18) and sixty-eight (68) years of age at the time of registration.
Owning or renting a property that has some kind of qualitative deficit
Record Situation 1-Normal in the consultation of financial information by CUIL at the BCRA, in the last twelve months.
Do not record unfavorable financial history in the last twelve (12) months.

Upon completion of the registration form, participants may include only one co-owner. In the case of married marital status participants, the spouse will be considered co-owner automatically. The holder and the co-owner must be bound by one of the links listed below, which must be registered:
Marriage.
Co-or-cohabital union.
Union, provided that the addresses declared by the holder and co-owner coincide.

Within the framework of these bases and conditions, all notifications will be made to the email address declared by the participant in the registration form.
Improvement with spare parts
In the case of Refaction, the objective of its launch is «access to credit to improve the housing conditions of the houses (isolated, completion of wet cores, floors, carpentry, painting, gas, sanitary or electrical installations)». They will be 70,000 lines of credit available, nationwide, with a fixed-rate interest of 24% and amounts of $100 thousand, $250 thousand, and $500 thousand.» It should be noted that, when registering on this line, it will then not be possible to submit to the lines of Enlargement, Construction and Microcredit Improvements» warns the official website of Procrear.
Requirements
Be Argentinian, natural or option-by-option, or foreign with permanent residence.
Have a current National Identity Document.
The household must have income from formal work, Retirements and/or Pensions.
The sum of household income on a net monthly basis must be in the range of one and a half (1.5) and eight (8) SMVyM units (minimum living and mobile wage) at the time of enrollment.
Not being inhibited.
Be between eighteen (18) and sixty-eight (68) years of age at the time of registration.
Owning or renting a property that has some kind of qualitative deficit
Record Situation 1-Normal in the consultation of financial information by CUIL at the BCRA, in the last twelve months.
Do not record unfavorable financial history in the last twelve (12) months.

Participants may include only one co-owner at the time of completing the registration form. In the case of married marital status participants, the spouse will be considered automatically co-owner. The holder and the co-owner must be bound by one of the links listed below, which must be registered:
Marriage.
Co-or-cohabital union.
Union, provided that the addresses declared by the holder and co-owner coincide.

All notifications within the framework of these bases and conditions will be made to the email address declared by the participant in the registration form. Finally, the remaining credit lines will have the following dates: ‘Gas improvement’ from the end of August, ‘Enlargement’ the primSeptember, as well as ‘Construction’ and ‘Lots with services’, ‘Housing developments’ will have tenders in September, ‘Urban developments’ will bid this August and registrations will be for the end of the month and finally the line ‘Sustainable improvement’ can be registered from October.

Original source in Spanish

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